Sunday, July 1, 2012

J-1 Visa Health Insurance Coverage

Health-insurance coverage requirements of the J1 Teacher Exchange Visa have been increased as of May 15, 2015:
  -  Medical Benefits of at least $100,000 per accident or illness
  -  Repatriation of Remains up to $25,000
  -  Medical Evacuation expense to home country up to $50,000
  -  Deductible not exceeding $500 per accident /illness  

The Cordell Hull Foundation recommends IMG's "Patriot Exchange" policy.
To inscribe, click the following link:

If you cannot access the link directly, then go to, then click on
Products and Services,  then click on
Get a Quote (individual), and follow the prompts.

Designed for students or participants of cultural exchange programs (any exchange visitor in J-1 visa status) to comply with J1 visa insurance regs. 

IMPORTANT:  Each J-1 teacher must be insured at the point that s/he first steps foot on US soil throughout the full length of the J-1 tenure in Section 3 of form DS-2019. You must choose a plan with a deductible no higher than $500 and no less than the $100,000 maximum limit.
Do not inscribe until the school /district /state receives confirmation that the teacher has paid the embassy fees to apply for their J-1 visa passport stamps ($160 + $180).

You may ask the insurance company if refunds are given for premiums.  Download and read the brochure from the site and/or talk to someone at IMG who can provide these details.  

Numerous insurance companies offer health-insurance plans for exchange visitors in the 15 categories of J-1 visas.  If like this one does not appeal to you, just search the web for +student +exchange +visitor +"health insurance."  We recommend IMG because you can apply on line with a credit card.  Also, they are very helpful, friendly and well-informed if you call to ask questions.

For further information on the J-1 visa, see the Cordell Hull Foundation website: and click on the J-1 Visa Teacher Exchange Link on the left side of the page.

Read other CHF blog articles below that interest you!

Marianne Mason, President
Cordell Hull Foundation for International Education, New York